While most people look forward to summer’s sunshine and outdoor recreation, residents of hurricane-prone areas may feel differently. For these people, summer can bring anxiety over potential storms.
When Louisiana homeowners have suffered the destructive power of a hurricane, this fear is entirely understandable. What’s more, homeowners often face an uphill battle getting insurance compensation for Louisiana storm damage claims. If you experienced storm damage and have not received fair payment from your insurance company, you may need a hurricane lawyer.
To speak with one of our skilled Louisiana hurricane lawyers, call The MIC Law Firm. We have offices in Louisiana and Texas, so we have plenty of experience with wind damage insurance claims. If you want to learn more about Louisiana storm damage claims, keep reading.
What Types of Damage Does Wind Cause?
Tropical storms and hurricanes bring high-velocity winds that can cause significant damage to a home. Winds can blow out windows and roofs, knock trees and power lines into your home, and topple fences. Combined with the torrential rain and flying debris common in severe storms, strong winds can destroy a house.
What Should You Do If You Experience Wind Damage?
When you expect a tropical storm or hurricane, you should first protect yourself and your family. Whether that means staying home or evacuating depends on the storm and your location. After the storm hits, inspect the damage as soon as it is safe for you to do so.
Here are several things you should do to increase your chances of filing a successful wind damage claim:
Completing these steps assures an insurance company of the validity of wind damage claims as well as your actions to prevent further damage. This documentation also provides key evidence for a hurricane attorney if you decide to challenge an insurance company’s denial of your claim.
Is Wind Damage Covered?
Most homeowners’ insurance policies cover wind damage. However, policies usually include lots of fine print, including ambiguously worded exclusions. Insurance companies face massive payouts during hurricanes, and they try to protect their profits by excluding many wind damage claims. However, if an insurance company has unfairly denied a wind damage claim, a hurricane attorney can help you challenge that decision.
Do You Need a Hurricane Attorney?
After you have documented wind damage and filed a timely claim, an insurance company might wrongfully withhold payment. If an insurance company unfairly denies your claim, then you should challenge that decision. While you can face off with your insurance company alone, it is helpful to obtain the assistance of a hurricane attorney.
At The MIC Law Firm, our hurricane lawyers have helped hundreds of clients who have been wrongfully denied by insurance companies. We seek to maximize our clients’ insurance recovery while providing personalized attention during a stressful time.
If you would like to speak to one of our hurricane attorneys, please contact us for a free consultation. We will review your case, answer your questions, and offer you an informed opinion on your legal options. Contact us today to get started on the path toward recovering your wrongfully denied wind damage insurance claim.