You are hanging around your house when a process server knocks on your door and serves you with a Complaint for Interpleader. You may ask, what is this? What must I do next? Will this just go away? It will not just go away. The good news, you have been named as a party because […]
TX Life Insurance – Two-Year Incontestability Period
A life insurance policy is a contract between your insurance company and you, the policyholder. While the benefits of life insurance are clear, there is always a risk that a claim is denied because the information is omitted from an insurance application. To offset this risk, the Texas Legislature and most other states have enacted […]
Appealing Your Long-Term Disability Denial
Having your long-term disability claim denied can be stressful and confusing. If this is an issue you are dealing with, you should take heart in the fact that most long-term disability claims are denied. This should not be surprising. Insurance companies make money by denying claims. WHAT IS THE NEXT STEP? You are likely required […]
Third Party Bad Faith
If you are injured by the negligence of another person, their insurance company is usually responsible to pay for your injuries. However, sometimes an insurance company refuses to settle for a reasonable amount, even when their liability is clear. If this happens to you, an experienced personal injury attorney can help you pursue a third-party bad faith […]
Texas Insurance Code 541 And 542
In Texas, insurance companies owe a wide range of duties to their policyholders aimed at ensuring claims are promptly adjusted and settled in a fair manner. An insurance company that breaches these duties can be liable to the policyholder for additional damages, penalties, and attorney’s fees. The reason insurance companies are so closely regulated is […]