Many individuals are dependent on certain medication, treatments, or procedures for survival. This may be a chemotherapy drug, or surgery. But what happens if your health insurance company denies or suspends medical treatment that is not only necessary, but essential to your survival? Sadly, this is a scenario that we have seen play out before. […]
Are You Interested in a Lump-Sum Settlement of Your Long-Term Disability Claim?
Long-term disability benefits are typically paid each-month for a contractual period normally lasting somewhere between 5 and 10 years. While having your claim accepted is a relief, you may not be looking forward to relying on the insurance company in the years to come to pay your benefits each month. Some common concerns include the […]
Settling Insurance Claims After a Hurricane
Hurricanes are unfortunate for many people living on the Gulf Coast in Louisiana and Texas. When a hurricane strikes, your house and surrounding property are at risk for severe damage. It’s essential to know the coverage on your insurance policy and what steps are needed to file an insurance claim after a hurricane. After a […]
Hurricane Ida: Assignment of Benefit Questions?
The process of rebuilding following a major natural disaster involves many tricky and nuanced legal issues. We are all aware of the important role that property insurance plays in helping us rebuild. Just as important are the contractors that get the work done. Hurricane Ida has brought a large influx of out-of-state contractors into Louisiana. […]
Changes Made to Louisiana Bad Faith and Prompt Payment Law
In this year’s legislative session, the Louisiana Legislature passed some meaningful changes to La. R.S. 22:1892, which governs claim handling practices in Louisiana. The law came into effect on August 1, 2021, just as hurricane season began. Overall, the changes are positive and are aimed at protecting policyholders. Insurers Must Now Explain Depreciation The first […]
