Most people mistakenly believe that their homeowners insurance policy includes flood damage caused by natural disasters, leaks, and pipe damage. However, most homeowners insurance policies do not cover flood damage. Most insurance companies require homeowners to take out a separate flood insurance policy in addition to their homeowners insurance policy. Careful review of your flood […]
What Is Double Indemnity?
A double indemnity clause is a type of provision found in many life insurance and accidental death and dismemberment policies. This type of clause allows for additional payout in the event of an accidental death. However, insurance companies often make it difficult to classify the death as “accidental,” preventing you from getting payment you may […]
What Is A Life Insurance Interpleader Action?
You are hanging around your house when a process server knocks on your door and serves you with a Complaint for Interpleader. You may ask, what is this? What must I do next? Will this just go away? It will not just go away. The good news, you have been named as a party because […]
TX Life Insurance – Two-Year Incontestability Period
A life insurance policy is a contract between your insurance company and you, the policyholder. While the benefits of life insurance are clear, there is always a risk that a claim is denied because the information is omitted from an insurance application. To offset this risk, the Texas Legislature and most other states have enacted […]
Tips on Hiring the Best Personal Injury Attorney
If you have sustained injuries in a personal injury accident, you may be in the process of looking for an attorney. For your personal injury case, you don’t just want any attorney. Rather, you want the best personal injury attorney who will help you fight for your rights and potential recovery. But where do you […]